how to use Financing (Price and SAC)
How to use Financing (Price and SAC) for review total cost of long financing
CalculaTudo: See how to use Financing (Price and SAC) for review total cost of long financing with attention to the inputs that actually move the result.
How to use Financing (Price and SAC) for review total cost of long financing
It helps you see how much of the payment goes toward interest over the term.
- Review Amount financed, Monthly interest rate and Deadline in months before comparing scenarios with the calculator.
- At Price, the share tends to remain stable; in SAC, the initial installment is usually larger and drops over time.
- Compare only the installment and ignore the total cost paid at the end of the contract.
Compare Price and SAC on the same property
Compare Price and SAC systems with amortization table. Useful for comparing price and sac before contracting, reviewing the total cost of a long-term financing and estimating installments compatible with cash flow.
Recommended inputs: Amount financed: R$250,000, Monthly fee: 1.1%, Term: 360 months and System: Price and then SAC
Expected reading: The comparison shows the initial installment, total cost and interest accrued in each system.
This scenario helps to decide whether it is worth prioritizing a smaller initial installment or a lower total cost throughout the contract.
