Tool guide
Calculate INSS, IRRF 2026, FGTS and net salary with complete breakdown. Useful for estimating CLT net salary for the month, comparing the impact of dependents and pension and comparing salary proposal with estimated net value.
When to use it
- estimate CLT net salary for the month: It helps to go from gross to net considering the main discounts in the scenario.
- compare impact of dependents and pension: It serves to review how deductions change the base and final tax.
- compare salary proposal with estimated net worth: It allows you to look beyond the raw before negotiating or accepting the offer.
How to read the result
- Net salary is the main reading for the monthly budget, but it must be understood together with INSS, final IR and other discounts.
- FGTS appears as an employer's cost or parallel reference; it does not appear as available money in the month.
- The comparison between legal deduction, simplified discount and used deduction helps to understand why the final IR changed.
Inputs that deserve attention
- Gross salary: It is the main basis for INSS, IRRF and calculation of net salary. Use the correct monthly fixed compensation amount before including out-of-base benefits.
- Dependents: You can change deductions and tax base according to the applicable rule. Only count dependents who actually enter the tax calculation of the scenario.
- Other discounts: It helps to see the net after additional deductions for the month. Do not add discounts that already appear automatically in INSS or IRRF.
Method used
- The calculation combines gross salary, dependents, other deductions and pension to estimate INSS, IRRF, legal reduction and final net.
- The tool also highlights the IR base, simplified discount and deduction used to audit the scenario.
Limits and validation
- The calculator serves as an educational estimate and does not replace a payslip, accountant or legal advice.
- Legal changes, variable amounts, specific benefits and discounts may alter the actual result.
- The interface already refers to references from the Federal Revenue and Social Security to validate the scenario.
