Annual fee applied
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Simple CDI
Simulate investment linked to the CDI.
#cdi
#fixed income
#post-fixed
#fee
Educational estimate without taxes and fees.
Equivalent monthly fee
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Estimated amount
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Yield
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Helpful guides and common questions
How to use Simple CDI for compare products that pay a percentage of the CDI Simulation with Simple CDI for compare products that pay a percentage of the CDI How to interpret Simple CDI for compare products that pay a percentage of the CDI Common mistakes when using Simple CDI for compare products that pay a percentage of the CDI How to use Simple CDI for design post-fixed booking without extra fees Simulation with Simple CDI for design post-fixed booking without extra fees How to interpret Simple CDI for design post-fixed booking without extra fees Common mistakes when using Simple CDI for design post-fixed booking without extra fees How to use Simple CDI for test impact of deadline on estimated yield Simulation with Simple CDI for test impact of deadline on estimated yield How to interpret Simple CDI for test impact of deadline on estimated yield Common mistakes when using Simple CDI for test impact of deadline on estimated yield
Tool guide
Simulate investment linked to the CDI. Useful for comparing products that pay a percentage of the CDI, designing post-fixed reserves without extra fees and testing the impact of the term on the estimated income.
When to use it
- compare products that pay a percentage of the CDI: It is used to assess whether a percentage of the CDI makes sense for the chosen term.
- design post-fixed booking without extra fees: It helps to estimate growth of an amount applied in a simple scenario.
- test impact of deadline on estimated yield: Shows how the term changes the amount and yield in an investment linked to the CDI.
How to read the result
- Use Applied Annual Rate as the primary reading of the reported scenario.
- Compare Equivalent monthly rate and Estimated amount to understand context and not just look at an isolated number.
- Review the set of results before deciding, because one output can complement or limit the other.
Inputs that deserve attention
- Initial value (R$): It is one of the base values that feed the main account. Review whether this value represents exactly the scenario you want to test.
- % of CDI: It is one of the main data used in the simulation. Review the field before comparing scenarios or decisions.
- Annual CDI (%): It is one of the main data used in the simulation. Review the field before comparing scenarios or decisions.
Method used
- Educational estimate without taxes and fees.
- The account combines Initial Value (R$), % of CDI and Annual CDI (%) to generate Applied Annual Rate, Equivalent Monthly Rate, Estimated Amount and Income.
- The results are calculated directly from the expressions declared in the tool catalog.
Limits and validation
- The simulation depends only on the fields filled in and does not include external costs that have not been informed.
- Changes in rules, tariffs, taxes or commercial conditions may change the actual value.
- The calculation rules are declared in the tool catalogue, with no hidden manual steps.
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FAQ
How to use simple CDI?
Fill in the mandatory fields and the result appears automatically without having to submit a form.
Are the values approximate?
Calculations follow standard formulas and rounding to two places when applicable. Use as a simulation.
